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How to Get Your Home Market Ready

Are you preparing to put your home on the market? As a seller, you want to create as much of an advantage as possible to get buyers interested – before you list your home for sale. Here at Lucas Real Estate, we know today’s market is a seller’s market, however it is important to have your home in top shape to make a great first impression, as todays buyers are more discerning than ever before. Therefore, maximizing the value of your home may require more preparations than you initially planned.

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What to Consider When You’re Relocating

Whether you are moving two towns over or across the country, relocating can initiate a lot of changes to your life. As a homeowner, your new location will affect everything from the day-to-day to long term planning to the overall happiness of you and your family. It’s an exciting transition full of discoveries and new opportunities, but many people can feel overwhelmed by all of the information they need in order to prepare. Here at Lucas Real Estate we’ve been advising and guiding people through this process hundreds of times since 1985, and we’ve honed in on the important items to consider when you’re relocating:

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Here’s What Mortgage Interest Rates Don’t Tell You

It’s a common misconception that when obtaining a mortgage, the interest rate is the best way to gauge the cost to the homebuyer. While it is indeed useful to know how much you would be paying every month for your new home, interest rates actually do not give you the complete picture – they fail to account for all of the fees that come along with obtaining your loan. When shopping for a mortgage, only the annual percentage rate (APR) offers full disclosure of the costs required to obtain a mortgage. It is the best way to accurately comparison shop between mortgage lenders.

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Do I Really Need Title Insurance?

After going through the home buying process, the one thing you want more than anything is the comfort of knowing that you are the rightful owner of your new property. While the chances are unlikely that someone will try to claim ownership of your home, it happens. If you paid for title insurance at the closing of your home, you’ve got nothing to worry about! However, if you don’t have title insurance, you’ll probably have to face some unfortunate legal expenses (and not to mention frustration) in trying to prove your ownership.

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